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50代前半の大卒のおっさん。中規模にずっといますが、手当・賞与・3時間だけつけてよいという残業代合わせて400万ぐらい。専業主婦と小学生養ってます。家賃・光熱費・食費などに使ったら貯金ゼロ世帯。この先どうなるんだろ？

I am an old college graduate in my early 50s. I have been in a medium sized company for a long time, and the total amount of benefits, bonuses, and overtime pay that I am allowed to put on only 3 hours is about 4 million. I have a full-time housewife and an elementary school child to support. If I spend it on rent, utilities, food, etc., I am a zero savings household. What is going to happen in the future?

彼らの中には「就職氷河期世代だから」と自分を卑下したり、半ばあきらめている方がいるのかもしれません。

自分を卑下したり諦めたりするのは個人の自由だと思うんだけど、スキルアップも転職活動も何も努力していないくせに、自分の現状の全てを時代と国のせいにして他の世代を揶揄する人が居るから悪い印象を持たれるのでは？
大多数の方は努力して今はまともな企業で働いているのに、一部の努力しないか人が何年経ってもずっと文句ばかりなのが良くないですね。

Some of them may be despising themselves or half-heartedly giving up on themselves because they are from the "ice age" generation of job-hunting.

I think it is up to individuals to despise or give up on themselves, but I think it gives a bad impression because some people blame the times and the country for everything in their current situation and make fun of other generations, even though they have made no effort to improve their skills, change jobs, or anything else.
It's not good that the majority of people made an effort and are now working in decent companies, while a few either didn't make an effort or people are still complaining all the time, even after all these years.

就職氷河期の1996年に偏差値52の私立大を出て地方の中堅同族企業に補欠採用された負け組のアラフィフです。当初から冷飯を食いましたがかなりニッチな仕事を担当し10年余りの間にかなり特殊な専門的スキルと語学を会得して縁あって財閥系企業に転職しました。海外駐在も経験しアラフォーで外資系グローバル企業に転職しました。出世とは縁がなく万年ヒラ社員（年俸制専門職）として働いていますが残業もストレスも皆無で年収1500くらいです。政治家や政府が無策なのは否定しませんが嘆いてても解決しないでので社会人になると同時に始めた投資運用を細々と続けて23区内に戸建て、高速を通って1時間半の田舎に山荘、生まれ故郷の地方都市にマンションなど複数の不動産を持ち、幾らかの株式や債権など年収を超えるレベルの配当もあるので仕事に飽きたらアーリーリタイアします。負け組を自覚したら怖いものはないですよ。

I graduated from a private university with a deviation of 52 in 1996 during the "ice age" of employment, and was hired as a substitute at a medium-sized family-owned company in a rural area. Although I ate cold food from the beginning, I was in charge of a fairly niche job and acquired quite specialized skills and language skills during the 10 years or so I was there, and I was fortunate enough to change jobs at a conglomerate company. I also experienced an overseas assignment and changed jobs to a foreign global company when I was around 40 years old. I have never had any success in my career and have been working as a flat salary professional for many years, but I have no overtime and no stress and earn about 1500 a year. I don't deny that the politicians and the government are inept, but lamenting about it is not going to solve the problem, so I started investing as soon as I entered the workforce and have continued to invest in small ways. I will retire early when I get tired of my job. Once you realize that you are a loser, there is nothing to be afraid of.